Like every Habitat for Humanity affiliate, Northern Fox Valley selects its homeowners based on the three criteria:
- The applicant’s level of housing need
- Their willingness to become partners in the program
- Their ability to repay the no-profit, no-interest loan
Employment history, credit history, and ability to make the monthly mortgage payments are also considered. Applicants must live or work within our service area for at least one year prior to applying. Neither race nor religion is a factor in selecting families.